Use of the Site:
You may not use this site to engage in any illegal activity. You may not use this website to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes on a third party’s intellectual property or other proprietary rights. No unauthorized reproduction or commercial exploitation is permitted. The material provided on this website, including any images incorporated in the site, is for your private personal non-commercial use only.
Password Registration and Protection:
Parts of this Windhaven website are restricted and require a user identification code (“User ID”) and a user password for access. Unauthorized use of such parts of this website is strictly prohibited. Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored and recorded, and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system. If you are not an authorized user of such areas or do not consent to continued monitoring, you should not attempt to access such areas. When you select a password to access Windhaven’s online policy services, you agree to the following conditions:
Windhaven is authorized to act on instructions received under your password;
Windhaven is not liable for any unauthorized access to your personal information that is not directly due to the gross negligence or intentional misconduct of Infinity;
You will keep your password confidential and you will notify Windhaven immediately if you believe someone else has obtained your User ID and password or if you believe an unauthorized access to Infinity or your personal information has occurred or may occur;
Windhaven may block access to the online service site without prior notice if we believe your User ID and password are being used by someone other than you, if any unauthorized access to your personal information has occurred or may occur, or for any other reason. Windhaven is not under an obligation to block access.
Pursuant to Chapter 22, Title 15 U.S.C. and applicable state law, the unauthorized use of any trademarks and/or service marks is strictly prohibited. “Windhaven™ Insurance” and its companies are registered service marks of Windhaven™ Insurance and all rights are reserved. Protection is provided and all rights are reserved to any and all distinctive sign, word, phrase, symbol, design, combination of words, phrases, symbols or designs (whether registered with the United States Patent and Trademark Office or not) which identify and distinguish The Hearth goods, products and/or services.
Pursuant to Title 17 U.S.C. and applicable state law, the unauthorized use, reproduction and/or distribution of the information on this website is prohibited. All information, along with any materials (whether registered with the Library of Congress or not) as presented on this website are the copyrighted property of Windhaven™ Insurance. Except as provided herein, you shall not modify, publish, reproduce, republish, create derivative works, upload, copy, transmit, post, distribute or otherwise use any of this website’s content or frame this website within any other website without The Hearth Insurance Company’s prior written permission.
DISCLAIMER OF WARRANTIES AND LIMIT OF LIABLITY:
THIS WEBSITE AND ANY CONTENT, OPINIONS, ADVICE, PRODUCTS, SERVICES OR GOODS RELATED TO OR OFFERED THROUGH THIS WEBSITE ARE PROVIDED TO YOU “AS IS” WITHOUT ANY WARRANTIES WHATSOEVER ABOUT THE NATURE OR ACCURACY OF ANY MATERIAL ON THE SITE, AND WITHOUT ANY REPRESENTATIONS OR GUARANTEES. WINDHAVEN DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. WINDHAVEN DOES NOT ENDORSE AND IS NOT RESPONSIBLE FOR THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE OR STATEMENT MADE THROUGH THIS WEBSITE. WINDAVEN MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE USE OF THE MATERIALS ON THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE.
UNDER NO CIRCUMSTANCES WILL WINDHAVEN BE LIABLE FOR ANY LOSSES, DAMAGES OR INJURIES CAUSED BY YOUR USE OF THIS WEBSITE. USE OF THE WEBSITE INCLUDES, BUT IS NOT LIMITED TO, USE OF (OR INABILITY TO USE) THE SITE, USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU ACCESS VIA A HYPERLINK OFF THIS SITE, FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION; COMPUTER VIRUS OR LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES. YOU AS THE USER ARE RESPONSIBLE FOR TAKING ALL NECESSARY PRECAUTIONS TO ENSURE THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY CONTENT AVAILABLE THROUGH THIS SITE AND TO ENSURE THAT ANY MATERIALS YOU MAY OBTAIN ARE FREE OF VIRUSES OR ANY OTHER HARMFUL COMPONENTS. SOME STATES DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES OR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, THE FOREGOING DISCLAIMER RELATING TO IMPLIED WARRANTIES AND/OR INCIDENTAL OR CONSEQUENTIAL DAMAGES MAY NOT APPLY TO YOU IN YOUR PARTICULAR STATE. IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF CONTRACT OR THEY ARE CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT OR ANY OTHER LEGAL THEORY, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS OUR SITE.
Jurisdiction and Enforceability:
This website is controlled, operated and intended for use only in the United States of America. We do not represent that materials on this website are appropriate or made available for use outside of the United States of America or in any jurisdictions in which we are not licensed to do business or that we are soliciting business in such jurisdictions. By completing an online request for a rate quote, you are confirming that you are not a resident in any such jurisdictions. Other than laws governing conflicts of laws, use of this website is governed by the laws of the state of Florida. The exclusive venue for the resolution of any related dispute is a court of competent jurisdiction in Miami-Dade County, Florida. If any part of these terms and conditions are invalidated by a court of competent jurisdiction, the invalid provision(s) are deleted and the remaining provisions are not affected and remain valid and enforceable in accordance with the express terms thereof.
Right to Modify:
The Hearth Insurance Group reserves the right to modify these terms and conditions and the content of the website at any time in the company’s discretion. Your use of this website after such changes are implemented constitutes your acceptance of the changes.
From time to time, we will use SMS/Text/MMS to provide our shared customers and independent agents with important alerts.
Insureds and local independent agents have opted-into this style of communication per our contracts with each party. Please note Message & Data Rates Apply. SMS/Text/MMS frequency is approx four messages per month.
To Opt-Out of text/SMS communications reply with “STOP.” This can be done at any time.
If a local independent agent or insured responds with “HELP” they will be directed to all 1-866-721-6795 or visit windhaven.com.
SMS/Text/MMS is supported by “Carriers”, specially (AT&T, T-Mobile®, Verizon Wireless, Sprint, Boost, U.S. Cellular, Cellular One, MetroPCS).
Carriers nor Windhaven Insurance are liable for delayed or undelivered messages.